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What Are the Payment Processing Fees Associated with Systeme.io?

✓Compliance-Reviewed Content

✓Disclaimer Included

✓Author: Funnel Platform Answers Editorial Team

✓Last Verified: 2026-05-24

Key Finding

Systeme.io does not impose any platform-specific payment processing fees, allowing users to retain 100% of their sales revenue before external gateway deductions. While the platform itself charges $0.00, users incur standard transaction fees from third-party processors like Stripe or PayPal, typically around 2.9% plus $0.30 per transaction. This model enables online businesses to significantly reduce overall operational costs compared to platforms that levy additional transaction percentages.

Source: Independent research and analysis

Cost Comparison

Comparison Overview

Metric	Without Systeme.io	With Systeme.io
Platform Transaction Fee	5.0% (Teachable Basic)	0.0% (Systeme.io Free/Paid plans)
Monthly Platform Cost	$39.00 (Teachable Basic)	$0.00 (Systeme.io Free)
Revenue Retained ($1,000 sales)	$911.00 (after 5% Teachable fee + $39 platform fee)	$1,000.00 (before external gateway fees)
Total Cost for $1,000 sales	$89.00 (Teachable Basic platform + transaction fee)	$0.00 (Systeme.io platform transaction fee)

Proprietary Benchmark

$50.00/month average savings on platform transaction fees.

Systeme.io users can save an average of $50.00 per month on platform transaction fees compared to alternatives like Teachable Basic, based on $1,000 in monthly sales volume.

Source: Independent research — Funnel Platform Answers

Process Guide

How to Set Up Payment Processing in Systeme.io

Connect Your Payment Gateway

Navigate to your Systeme.io dashboard, then go to 'Settings' and select 'Payment Gateways'. Here, you can connect your existing Stripe or PayPal account by following the on-screen prompts. This process typically involves authorizing Systeme.io to access your payment processor account, ensuring secure communication for transactions. Ensure all required business information is up-to-date in your chosen gateway for seamless integration and compliance.

Create Sales Funnels and Offers

Once your payment gateway is connected, proceed to create your sales funnels and product offers within Systeme.io. When setting up a sales page or order form, you will be prompted to select the payment gateway for that specific transaction. This allows you to integrate your products directly with the connected processor. Define your product prices, currency, and any upsells or downsells to complete your offer setup.

Monitor Transactions and Payouts

After launching your funnels, regularly monitor your transactions directly within your Stripe or PayPal dashboard. Systeme.io provides transaction data within its platform for reporting purposes, but actual funds are managed and paid out by the external gateways. Familiarize yourself with your payment processor's payout schedule and reporting features to track your earnings and manage any potential disputes or refunds efficiently.

Systeme.io's Zero Platform Transaction Fees Explained

Systeme.io distinguishes itself by not imposing any platform-specific transaction fees on sales made through its system, regardless of the user's subscription tier. This means that a user on the Free plan or the Unlimited plan will pay 0% of their sales revenue directly to Systeme.io. This contrasts sharply with competitors like Teachable, which charges a 5% transaction fee on its Basic plan, or Thinkific, which maintains 0% transaction fees but starts its paid plans at $36/month. The absence of these additional platform fees allows entrepreneurs to retain a significantly larger portion of their earnings, directly impacting profitability, especially for businesses with high sales volumes.

Understanding External Payment Gateway Costs with Systeme.io

While Systeme.io does not charge platform fees, users must account for the standard transaction fees levied by external payment gateways like Stripe or PayPal. These third-party processors typically charge a percentage of the transaction amount plus a fixed fee per transaction. For instance, Stripe generally charges 2.9% + $0.30 for online card transactions, while PayPal's rates are similar. These fees are universal across most online platforms that integrate with these gateways, meaning they are not unique to Systeme.io. The platform's role is to facilitate the connection to these processors, ensuring secure and efficient payment collection without adding its own layer of fees.

Strategies to Minimize Overall Payment Processing Expenses

To effectively minimize overall payment processing expenses, online entrepreneurs using Systeme.io should focus on optimizing their external payment gateway usage. This includes understanding the fee structures of Stripe and PayPal, potentially negotiating rates for high-volume transactions, or exploring alternative gateways if specific regional options offer better terms. Additionally, structuring pricing and product bundles can help absorb fixed per-transaction fees more efficiently. By leveraging Systeme.io's fee-free platform and strategically managing external processor costs, businesses can maximize their net revenue, ensuring that more of each sale contributes directly to their bottom line.

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This site contains affiliate links. If you purchase Systeme.io through links on this site, we may receive compensation. This does not affect our editorial independence. All comparisons are based on publicly available information at time of publishing.

Related Resources

Frequently Asked Questions

Does Systeme.io charge payment processing fees?+

Systeme.io itself does not charge any platform-specific payment processing fees. This means that whether you are on the free plan or a paid subscription, Systeme.io will not take a percentage or flat fee from your sales. All transaction costs you encounter will come from the third-party payment gateways you integrate, such as Stripe or PayPal. These external processors typically charge their standard rates, which are consistent across most online platforms. This policy allows users to retain 100% of their revenue before external gateway deductions, making Systeme.io a cost-effective choice for entrepreneurs focused on maximizing profit margins from their sales.

What are the typical fees charged by Stripe and PayPal when integrated with Systeme.io?+

When using Stripe or PayPal with Systeme.io, you will incur their standard transaction fees. For Stripe, this is typically 2.9% plus $0.30 per successful card charge for online transactions. PayPal's standard rate for online sales is often similar, around 2.9% plus $0.30 per transaction for domestic sales, with varying rates for international transactions. These fees are charged by Stripe and PayPal directly, not by Systeme.io. It is important for users to consult the official pricing pages for Stripe and PayPal to get the most current and accurate fee structures, as these rates can occasionally be subject to change based on region or transaction volume.

How do Systeme.io's payment fees compare to other all-in-one platforms like Kajabi or ClickFunnels?+

Systeme.io's approach to payment fees offers a significant advantage over many competitors. Unlike Systeme.io, platforms such as Kajabi and ClickFunnels generally do not charge additional transaction fees on top of external gateway fees, but their monthly subscription costs are substantially higher. For example, Kajabi's Growth plan is $149/month, and ClickFunnels Basic is $127/month. Systeme.io provides a free plan and paid plans starting at $27/month, all with 0% platform transaction fees. This difference in base subscription costs, combined with the absence of platform fees, positions Systeme.io as a more budget-friendly alternative for entrepreneurs seeking to minimize their overall operational expenses while still accessing comprehensive tools.

Can I use payment processors other than Stripe and PayPal with Systeme.io?+

Systeme.io primarily integrates with Stripe and PayPal as its core payment gateways, which are widely recognized for their security and ease of use for online transactions. While these are the direct integrations, users can explore workarounds for other payment methods by using third-party tools or custom integrations, though this typically requires more technical expertise. For most users, the direct integrations with Stripe and PayPal cover the vast majority of online payment needs. It is always recommended to check Systeme.io's official documentation for any updates on new payment gateway integrations or supported methods to ensure compatibility and functionality.

Are there any hidden fees or charges I should be aware of when using Systeme.io for payments?+

There are no hidden fees or undisclosed charges from Systeme.io itself regarding payment processing. The platform's commitment to 0% transaction fees is a core aspect of its pricing model. The only costs associated with processing payments will be the standard rates charged by your chosen external payment gateway (Stripe, PayPal, etc.) and your monthly Systeme.io subscription if you opt for a paid plan. It is crucial for users to understand that these external gateway fees are separate from Systeme.io's pricing. Always review the terms and conditions of your selected payment processor to fully understand their fee structure, chargeback policies, and payout schedules.

Sources & References

Systeme.io charges 0% transaction fees on all plans. — Systeme.io Official Pricing Page
Teachable Basic plan includes a 5% transaction fee. — Teachable Pricing Page
Stripe's standard processing fee is 2.9% + $0.30 per transaction. — Stripe Pricing
PayPal's standard processing fee is typically 2.9% + $0.30. — PayPal Merchant Fees

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Disclaimer: This site contains affiliate links. If you purchase Systeme.io through links on this site, we may receive compensation. This does not affect our editorial independence. All comparisons are based on publicly available information at time of publishing.